Comprehensive Financial Planning

A Complete Approach to Wealth Management

Wealth Management is the fashionable catchphrase for traditional comprehensive financial planning. What’s new is old, especially when it comes to your money. The five principles of Financial Planning include:

Risk Management

All insurance coverages are examined for suitability and maximum protection. From automobile, disability, healed, life, long-term care, personal liability, and potentially many others, the transfer of risk through insurance represents one of the best methods to protect yourself and family from adverse situations.

Investments

One of the glamour principles, investing utilizes proven asset allocation strategies, diversification, cost and tax minimization, all while managing the two most important concepts of managing risk with expected investment return.

Income Taxes

Always a consideration on a Federal and State perspective, this principle can be properly managed via tax loss harvesting, employing multiple asset classes, the power of tax-deferral and keeping a keen eye on regulatory changes which may result in greater tax efficiency. The power of planning and implementation at it's finest.

Retirement Planning

Pre-tax, post-tax, it needs to happen. Gone are the days of income security and a gold watch. From 401(k)s, IRAs (Roth & Traditional) and every investment in between, your retirement is in your hands. Zandlo Wealth Advisors can help you prepare wisely for the myriad of retirement planning pitfalls, but mainly opportunities.

Estate Planning

Everyone should have an Estate Planning Package of Wills, Durable Power of Attorney and Health Care Directive. From here, estate planning can get complex - fast. CRATs, CRUTs, GRITs, GRATs, Revocable verses Irrevocable, Donative Intent, Philanthropy, the choices are gratifying, if planned for properly.

The Benefit of a Lifetime™ Starts Here

For over three decades, the professionals at Zandlo Wealth Advisors have specialized in providing a limited clientele with customized advice and personalized service. We start off by getting to know YOU, the client, and your financial situation, before providing tailored solutions, in order to achieve your short and long term financial goals.

Let us help create and manage your wealth™ today

Making your wealth work smarter in today’s dynamic environment is critical in building and sustaining that wealth. For over 30 years, ZWA has assisted clients, via the DIME process to Create and Manage Your Wealth™.

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